Truck Umbrella Insurance
Running a trucking business is not easy. Whether you are an owner-operator or run a company, this industry is tough for everyone, but it’s ultimately rewarding. To make your business work for you, you have to protect your assets. In your case, this means having proper truck insurance that will cover you in any possible situation. One of the best ways to make your insurance coverage better is by adding an umbrella insurance policy.
Why Do You Need Truck Umbrella Insurance?
There are a ton of types of coverage you can include in your truck insurance package. So why do you need umbrella coverage when it seems like you have taken care of it all already? Umbrella insurance covers you beyond the limits of what you already have.
Umbrella insurance provides both you and your business with excess liability coverage. It will cover you if you are at fault in an accident and your primary liability policy limit will not cover the damage. Similarly, if there’s a lawsuit against you and your main coverage cannot cover all the costs, your umbrella insurance will have your back. Umbrella coverage, therefore, protects you beyond what your usual policies would cover.
In the trucking industry, it is essential to carry this kind of coverage. If your truck is involved in an accident, the damage can be great. This damage is not just to your vehicle, but to other vehicles, other people, and even your budget. You never know what will happen on the road and what you may be held responsible for as a result. The cost of even just one semi-truck accident lawsuit can ruin a business. Umbrella insurance will increase the limit of your liability coverage in your main policies and cover claims that are not included. This way, umbrella coverage gives you and your business greater peace of mind.
SafeLine Truck Insurance offers low down payments and excellent coverage. We’ll work hard to get you the policy that considers all your needs and works best for you.
Contact SafeLine today and one of our agents will answer any and all questions!