Tow Truck Insurance

When you are an owner-operator of a tow truck or you have a business that relies on tow trucks, you have to take care of your investment. After all, your clients trust you with their vehicles, so you need to guarantee their cars are safe with you. You must be prepared for all kinds of situations that may damage your client’s vehicle. Consequently, you need a tow truck insurance package that protects your business and your clients’ cars.

What Kind of Tow Truck Insurance Do You Need?

First of all, you are legally required to have liability insurance as a commercial truck owner. This coverage will pay for other people’s injuries and property damage if you are at fault in an accident. When you’re a tow truck driver, you never know what might end up on your hitch. You’re going to need to make sure you can cover not only your truck but any vehicle that you tow as well. For example, if you tow high-end luxury vehicles or classic cars, you may want to consider taking out a more expensive policy that can guarantee you’ll be covered.

You should also seriously consider physical damage insurance. This will cover your tow truck in case of any damage. This type of truck insurance consists of two parts. The first one is collision insurance. This pays for all the damage your truck gets in a collision, no matter who is at fault. Another part is comprehensive insurance, which covers all damage to your truck from a non-collision incident like a fire. While you are not obliged to carry this type of coverage, your business is not safe without it.

SafeLine Truck Insurance Can Help

Not having the right insurance could put your business at risk. If you end up in an accident that your current policy doesn’t cover, you may need to pay out of pocket. If your business cannot cover these expenses, you could potentially lose your business. Don’t let an accident destroy your business’s future. Make sure you’re covered for any situation with SafeLine!

At SafeLine Truck Insurance, we have a team of industry experts who specialize in tow-truck insurance. We know all the hazards that you come across every day and we know how to prepare for them. Don’t let second-rate insurance put your business at risk. Get a quote today from SafeLine Truck Insurance and see how affordable premium insurance can be.

Contact us today and we’ll get you set up with all the coverage you need!