Physical Damage Insurance
If you are in the commercial auto business, your vehicle is the main source of your income! So, what do you do if an unexpected event occurs, leaving you without a truck or with a damaged one? You could be out of work or even out of business. Luckily, you can save yourself from this risk by getting physical damage insurance!
Physical Damage Coverage vs. Liability Insurance
Liability Insurance — If you or your vehicle damages someone else’s property or causes bodily harm, this insurance pays out for the damage you cause to that person. The FMCSA requires this coverage, so it comes standard with every insurance policy we write!
Physical Damage Coverage — This insurance coverage protects you and your vehicle in the case of an accident. If your vehicle suffers damage during an unexpected event, this insurance covers the costs, no matter who may be liable.
When Might You Need Physical Damage Coverage?
There are two types of physical damage insurance for different types of incidents:
Collision Insurance — When your commercial vehicle is involved in a crash (collided with an object, building, or property), collision insurance comes into play. This also applies if your vehicle overturns in an accident.
Comprehensive Insurance — When your vehicle faces damages from something other than an accident with vehicles or objects, your comprehensive insurance policy will come to the rescue.
Events or Accidents Your Commercial Vehicle Might Face:
SafeLine Physical Damage Coverage
So don’t risk losing your business by working without physical damage coverage! With SafeLine Truck Insurance, you’ll discover the best way to protect your business. We’ll work with you and your individual needs to get you cheap truck insurance that covers your whole livelihood. We can help you figure out which insurance policies are right for you!
Simply speak to our agents about your specific business, vehicle, and needs and we’ll do the rest. Because of our decade-long record of reliable service, you can count on us to answer all your questions. Take control of your business and protect yourself with physical damage coverage!