With the news breaking recently that California insurance rates are going up, many are scrambling to find ways to save. Insurance premiums can be expensive and can create unnecessary overhead for trucking businesses. At SafeLine Truck Insurance, one of our main goals is to help our clients get insurance coverage that fits their budget. That often means helping them save money on their truck insurance. Here’s how you can do the same for your business:
Hire the Best Truckers
The best way to ensure that your insurance premiums stay low is to avoid accidents. Great drivers know how to drive in all kinds of conditions safely and efficiently. They also know when they should leave the road because their vehicle is a danger to others. Hiring good, experienced truckers can help prevent the major premium increases that can come from accidents. It also helps to hire truckers with good records, as insurance companies will charge you less to insure these drivers. While these drivers may cost more on payroll, they save you money in tons of other ways, including insurance.
Keep Up With Truck Maintenance
Breakdowns are the last thing you want to deal with as a trucking company. Breakdowns are obviously expensive in terms of efficiency and maintenance. But they can also be expensive with regard to your insurance premiums! Insurance agents know that regular maintenance helps trucks last longer and avoid accidents. As a result, if you don’t keep up your truck maintenance, your insurance premiums will go up.
Talk to Your Truck Insurance Agent to Save
Ultimately, one person has control over your insurance premiums: your insurance agent. Many publications will recommend that you shop around regularly for better rates, and that can certainly help you save. However, some times, saving on your insurance is as easy as just talking to your agent. If you have a good relationship with your insurance company, they’ll be willing to work with you to retain you as a customer.
Want to learn more about how you can save on your truck insurance? Contact one of our insurance agents today to learn how SafeLine can help you save!