Emergency Vehicle Insurance
Having emergency vehicles at your company is a big investment. It’s both expensive to buy and equip these vehicles. Not to mention, the maintenance costs can be insane! This is all the more reason to get quality emergency vehicle insurance for your vehicles.
These vehicles, however, can be used at private clinics or by ambulance companies, as well as other businesses.
Damaging or losing an emergency vehicle could lead to great financial losses. To avoid them, you should have emergency vehicle insurance that is able to cover any possible expenses.
What Kind of Emergency Vehicle Insurance Do You Need?
The backbone of any auto coverage is liability insurance. It’s important not just because it is legally required. If there is an accident and your driver is at fault, this coverage will pay out to the victims. It consists of two parts. Bodily injury coverage pays for medical bills and other results of injuries. Property damage coverage pays for the damage your vehicle has done to other people’s property.
Physical damage should be another essential part of your insurance policy. It pays no matter who’s at fault and covers your vehicle. It has two parts: collision insurance and comprehensive insurance. The first part will cover you in case of a collision, and the second part will pay in case of any other damage or theft.
Having Med Pay insurance is also a good idea. If there is an accident, it will cover medical expenses for your driver and the passengers. Medical expenses can rack up very quickly, so this is a great bit of coverage to add onto your insurance policy. While many emergency vehicles are there to help people get the medical coverage they need, that doesn’t mean they need to pay for it.
Contact SafeLine Truck Insurance today to learn more about how you can take care of your vehicles!