Getting a truck insurance policy is a responsible task. You need to make sure your coverage will pay for all the damages and other expenses, whatever happens to your truck. It should also fit in your budget without making you feel unsafe. When you are in trucking, you don’t have much time to spend on choosing an insurance agency and talking to the agents. But it is an important thing to do if you want to protect yourself financially. Just choose a reliable truck insurance agency and let them help you bind the truck insurance coverage that will be optimal for you.
Your coverage must start with liability insurance. Not just because it is required by law but because it is a piece of mind. Accidents involving trucks are destructive and will cost you a lot if your truck is at fault. Liability insurance will cover those expenses up to the limits you select. In consists of Property Damage and Bodily Image that pay for the damage of others people’s property and their injuries respectively.
Physical Damage is not mandatory but still essential. Repairing a truck or replacing it’s very expensive and can become a financial burden to your business. It consists of collision insurance and comprehensive insurance that will protect you in most cases when your truck is damaged, no matter who is at fault.
Trailer insurance is not included in your truck insurance, so if you need it, you will have to take care of it as well. To protect your cargo, you will need cargo insurance.
There are also other coverages you may be interested in, such as bobtail insurance and umbrella insurance. To learn more and get your optimal truck insurance coverage, contact SafeLine Truck Insurance. Get a same day quote and let us get you the perfect coverage at the lowest rates!