Auto accidents are not only dangerous for your budget but for you, as a driver, as well as for your passengers. A car crash can result in serious injuries. That is why you need to carry proper Med Pay Insurance.
Med Pay Insurance is a short name for medical payments coverage. Having this coverage, you will be taken care of medically no matter who is at fault in the accident. Even though this coverage is not legally required in California, it is necessary to have it to actually feel safe on the road. It is always important not to only protect your business but also yourself, as well as those you care about.
If you are in the trucking business, it’s wise for you to have med pay insurance. Accidents involving trucks often result in extensive damage and injuries. It only takes one person’s mistake for an accident to happen and you have to be prepared for it at all times as a professional truck driver.
When you are getting med pay coverage, you should also have liability insurance. You will also need to set your med pay limits that will determine the max amount you will get from your insurance company in case of an accident. If the amount you need to pay for your medical bills exceeds the limit of your California medical payment insurance, you are responsible for paying the rest yourself. Make sure to set the limit that fits in your budget and also has enough coverage for your safety needs.
SafeLine experienced agents will help you build California truck insurance that will be perfect both for your budget and your safety. We are happy to help owner operators and trucking businesses get the right commercial truck coverage at a good price.