18 wheeler is just another name for a semi-truck, the king of the road responsible for shipping a huge part of all the freight in the US. Owning a big rig can bring you great profits but you should not forget about an 18 wheeler insurance. To have the right coverage is essential if you want to keep your business and your investment safe. You also should review your coverage every once in a while. The chances are you can save on your semi-truck insurance if you invest some time in contacting insurance agencies for quotes.
As you probably know, there is no way to legally operate a truck without having liability insurance. It pays to other people when you are at fault of the accident, covering Property Damage and Bodily Injury. 18 wheelers are large sized vehicles and can cause a lot of destruction. You need to make sure the limits you choose for your liability insurance are enough to cover you in case of a crash.
You also have to protect your truck. Repairing or replacing it can be destructive to your budget if you don’t carry enough of Physical Damage Insurance. It consists of collision coverage and comprehensive coverage that will cover your expenses if there is damage done to your truck no matter who is at fault.
Bobtail Insurance will protect you if you are not hauling a trailer, no matter if you are under dispatch or not. It’s a good coverage for you if you are an owner operator.
To take care of a trailer and cargo, you will need trailer insurance and cargo insurance. There are also more coverages you can find useful for your 18 wheeler insurance. To learn more, contact SafeLine Truck Insurance. We will be happy to help you and provide you with a free insurance quote.